The purchase of a property is probably one of the most important transactions that you have ever made.
Consequently, it is essential that you protect it in the best way possible.
We offer you a protection which is unique in its kind that could save you thousands of dollars !
One of the biggest stress when purchasing a property being the possibility of a latent defect, you can offer yourself a great peace of mind by subscribing this insurance coverage* against latent defects for a period of one year** from the date of the notary deed or the date of acquisition as it appears on the notary deed.
You have a whole year to observe the house's condition and the problems that can be considered as latent defects.
You can obtain this protection whatever the type of construction, the age and value of the property (see eligibility conditions).
If you have a doubt that there might be a latent defect after purchasing your property and having subscribed to our insurance, you simply call us and report the claim. The insurer will dispatch an independent expert if necessary, to establish the presence of such latent defect. When the expert's report indicates the presence of a latent defect, the insurer will then have a professional evaluate the cost of repairs.
You may then proceed with the repairs through the professional designated by the insurer or the one of your choice for the amount of the estimate done by the insurer's contractor without exceeding the limit of insurance of 30 000$* and without having to negotiate a reduction with the contractor that could have consequences in the quality of the work done.
No need to pay an expert to prove the existence of a latent defect (see what is a latent defect ?), find a contractor who will have the necessary skills to do the work, pay for the repairs and pay a lawyer to initiate procedures against the vendor as the insurer will take care of it !
For a minimal premium (see cost), offer yourself a great peace of mind !
This product is available for properties in Quebec only.
* Subject to all conditions, limitations, exclusions and terms of the insurance policy to be issued.
** Non renewable
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